{"id":1349,"date":"2026-06-15T10:37:23","date_gmt":"2026-06-15T10:37:23","guid":{"rendered":"https:\/\/americanhomejournals.com\/?p=1349"},"modified":"2026-06-15T10:37:23","modified_gmt":"2026-06-15T10:37:23","slug":"mrs-dow-jones-the-american-dream-is-very-dead-for-millennials-and-gen-z","status":"publish","type":"post","link":"https:\/\/americanhomejournals.com\/?p=1349","title":{"rendered":"Mrs. Dow Jones: The American dream is &#8216;very dead&#8217; for millennials and Gen Z"},"content":{"rendered":"<section>\n<p>For decades, the American dream seemed simple: Get a job, build a family, and work for a few decades before retiring at 65.<\/p>\n<p>Read more <a href=\"https:\/\/americanhomejournals.com\/?p=1347\">A millennial hit financial independence in 3 years using 2 levers and one simple formula<\/a><\/p>\n<p>Haley Sacks \u2014 also known as Mrs. Dow Jones \u2014 says that sort of life path is now a bygone era. During an interview with Business Insider, Sacks said the biggest financial overlap between millennials and Gen Z is that they &#8220;inherited a system that is broken.&#8221;<\/p>\n<p>&#8220;The rules for building wealth are made for an America that doesn&#8217;t exist anymore, because the American dream is very dead,&#8221; Sacks, a financial influencer and CEO of Finance is Cool, told Business Insider. &#8220;We aren&#8217;t going to stay at our jobs for 30 or 40 years. It&#8217;s not this easy path of maxing out your 401(k), buying a house, then you get to retire.&#8221;<\/p>\n<div>\n<div><iframe allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen=\"\" data-root-margin=\"100% 0px\" data-src=\"https:\/\/www.youtube.com\/embed\/VdVrlrLImgs?si=vQzmfZNzL6UExF4G\" frameborder=\"0\" height=\"315\" referrerpolicy=\"strict-origin-when-cross-origin\" title=\"YouTube video player\" width=\"560\"><\/iframe><\/div>\n<\/div>\n<p>Sacks said obstacles such as mounting student debt, rising inflation, AI&#8217;s impact on entry-level jobs, and wages out of step with current living costs have handicapped younger generations.<\/p>\n<p>&#8220;Also, what we want from our lives is different. We want time. We want freedom. We want ownership. It&#8217;s so different from being locked up in this corporate structure,&#8221; Sacks said.<\/p>\n<p>The pressure is pushing people to find alternative sources of income through things like side hustles. Others, she said, have turned toward gambling in the hopes of hitting it big.<\/p>\n<p>Online sports betting has skyrocketed in popularity in recent years. In February, the American Gaming Association said the US commercial gaming industry generated a record-high $78.72 billion in gross revenue in 2025.<\/p>\n<p>Read more <a href=\"https:\/\/americanhomejournals.com\/?p=1345\">Microsoft CEO warns that a few AI winners could destroy \u2018entire industries\u2019<\/a><\/p>\n<p>Platforms like DraftKings have gone mainstream, securing partnerships with major professional sports organizations and pricey Super Bowl ad spots. Prediction markets \u2014 in which people purchase and sell contracts on future events \u2014 have added another path to get rich quick or go broke trying.<\/p>\n<p>&#8220;The system is set up for me to lose. We&#8217;re on a floating rock. The world is burning. I might as well just try and gamble,&#8221; Sacks said.<\/p>\n<p>She recognizes why people have adopted that mentality, but advises against it.<\/p>\n<p>&#8220;I understand where that comes from, but there&#8217;s still so much opportunity to win, and that opportunity is never from these systems because you&#8217;re not the one who&#8217;s winning. The house is always winning,&#8221; Sacks said.<\/p>\n<p>In fact, online sports betting has pushed some young Americans toward massive debt.<\/p>\n<p>&#8220;It&#8217;s such an addictive cycle. Investing is very different than gambling. One is entertainment. One is wealth building,&#8221; Sacks said.<\/p>\n<p>Read more <a href=\"https:\/\/americanhomejournals.com\/?p=1343\">Sundar Pichai chooses \u2018optimism\u2019 over AI (and boos) for his Stanford graduation speech<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Personal finance influencer Haley Sacks told BI that Gen Z and millennials feel the system is rigged so are turning to gambling instead.<\/p>\n","protected":false},"author":1,"featured_media":1348,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1349","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mrs. Dow Jones: The American dream is &#039;very dead&#039; for millennials and Gen Z - American home journals<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanhomejournals.com\/?p=1349\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mrs. Dow Jones: The American dream is &#039;very dead&#039; for millennials and Gen Z - American home journals\" \/>\n<meta property=\"og:description\" content=\"Personal finance influencer Haley Sacks told BI that Gen Z and millennials feel the system is rigged so are turning to gambling instead.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/americanhomejournals.com\/?p=1349\" \/>\n<meta property=\"og:site_name\" content=\"American home journals\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-15T10:37:23+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/#\\\/schema\\\/person\\\/a3bb30439d8074c26cddd2e4af7af957\"},\"headline\":\"Mrs. Dow Jones: The American dream is &#8216;very dead&#8217; for millennials and Gen Z\",\"datePublished\":\"2026-06-15T10:37:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349\"},\"wordCount\":469,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/americanhomejournals.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/e00b66f04f0d4320e626871bc794bb99.webp\",\"articleSection\":[\"Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349\",\"url\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349\",\"name\":\"Mrs. Dow Jones: The American dream is 'very dead' for millennials and Gen Z - American home journals\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/americanhomejournals.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/e00b66f04f0d4320e626871bc794bb99.webp\",\"datePublished\":\"2026-06-15T10:37:23+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/#\\\/schema\\\/person\\\/a3bb30439d8074c26cddd2e4af7af957\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349#primaryimage\",\"url\":\"https:\\\/\\\/americanhomejournals.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/e00b66f04f0d4320e626871bc794bb99.webp\",\"contentUrl\":\"https:\\\/\\\/americanhomejournals.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/e00b66f04f0d4320e626871bc794bb99.webp\",\"width\":1200,\"height\":600},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/?p=1349#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/americanhomejournals.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mrs. Dow Jones: The American dream is &#8216;very dead&#8217; for millennials and Gen Z\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/#website\",\"url\":\"https:\\\/\\\/americanhomejournals.com\\\/\",\"name\":\"American home journals\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/americanhomejournals.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/americanhomejournals.com\\\/#\\\/schema\\\/person\\\/a3bb30439d8074c26cddd2e4af7af957\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"http:\\\/\\\/americanhomejournals.com\"],\"url\":\"https:\\\/\\\/americanhomejournals.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mrs. Dow Jones: The American dream is 'very dead' for millennials and Gen Z - American home journals","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/americanhomejournals.com\/?p=1349","og_locale":"en_US","og_type":"article","og_title":"Mrs. Dow Jones: The American dream is 'very dead' for millennials and Gen Z - American home journals","og_description":"Personal finance influencer Haley Sacks told BI that Gen Z and millennials feel the system is rigged so are turning to gambling instead.","og_url":"https:\/\/americanhomejournals.com\/?p=1349","og_site_name":"American home journals","article_published_time":"2026-06-15T10:37:23+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/americanhomejournals.com\/?p=1349#article","isPartOf":{"@id":"https:\/\/americanhomejournals.com\/?p=1349"},"author":{"name":"admin","@id":"https:\/\/americanhomejournals.com\/#\/schema\/person\/a3bb30439d8074c26cddd2e4af7af957"},"headline":"Mrs. Dow Jones: The American dream is &#8216;very dead&#8217; for millennials and Gen Z","datePublished":"2026-06-15T10:37:23+00:00","mainEntityOfPage":{"@id":"https:\/\/americanhomejournals.com\/?p=1349"},"wordCount":469,"commentCount":0,"image":{"@id":"https:\/\/americanhomejournals.com\/?p=1349#primaryimage"},"thumbnailUrl":"https:\/\/americanhomejournals.com\/wp-content\/uploads\/2026\/06\/e00b66f04f0d4320e626871bc794bb99.webp","articleSection":["Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/americanhomejournals.com\/?p=1349#respond"]}]},{"@type":"WebPage","@id":"https:\/\/americanhomejournals.com\/?p=1349","url":"https:\/\/americanhomejournals.com\/?p=1349","name":"Mrs. Dow Jones: The American dream is 'very dead' for millennials and Gen Z - American home journals","isPartOf":{"@id":"https:\/\/americanhomejournals.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/americanhomejournals.com\/?p=1349#primaryimage"},"image":{"@id":"https:\/\/americanhomejournals.com\/?p=1349#primaryimage"},"thumbnailUrl":"https:\/\/americanhomejournals.com\/wp-content\/uploads\/2026\/06\/e00b66f04f0d4320e626871bc794bb99.webp","datePublished":"2026-06-15T10:37:23+00:00","author":{"@id":"https:\/\/americanhomejournals.com\/#\/schema\/person\/a3bb30439d8074c26cddd2e4af7af957"},"breadcrumb":{"@id":"https:\/\/americanhomejournals.com\/?p=1349#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/americanhomejournals.com\/?p=1349"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/americanhomejournals.com\/?p=1349#primaryimage","url":"https:\/\/americanhomejournals.com\/wp-content\/uploads\/2026\/06\/e00b66f04f0d4320e626871bc794bb99.webp","contentUrl":"https:\/\/americanhomejournals.com\/wp-content\/uploads\/2026\/06\/e00b66f04f0d4320e626871bc794bb99.webp","width":1200,"height":600},{"@type":"BreadcrumbList","@id":"https:\/\/americanhomejournals.com\/?p=1349#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/americanhomejournals.com\/"},{"@type":"ListItem","position":2,"name":"Mrs. Dow Jones: The American dream is &#8216;very dead&#8217; for millennials and Gen Z"}]},{"@type":"WebSite","@id":"https:\/\/americanhomejournals.com\/#website","url":"https:\/\/americanhomejournals.com\/","name":"American home journals","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/americanhomejournals.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/americanhomejournals.com\/#\/schema\/person\/a3bb30439d8074c26cddd2e4af7af957","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","caption":"admin"},"sameAs":["http:\/\/americanhomejournals.com"],"url":"https:\/\/americanhomejournals.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=\/wp\/v2\/posts\/1349","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1349"}],"version-history":[{"count":0,"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=\/wp\/v2\/posts\/1349\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=\/wp\/v2\/media\/1348"}],"wp:attachment":[{"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1349"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1349"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/americanhomejournals.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}